We’ve spent considerable time over the last couple of years to understand what auto-enrolment is so you don’t have to. For starters, it is a UK government initiative that required all employers, irrespective of size, to automatically enrol all employees into a workplace pension scheme.

It seems daunting at first, but once a few key decisions have been agreed, we can take over the entire process at a cost-effective price.

It means all eligible employees, between the ages of 22 and State pension age, will be enrolled into a pension scheme. Following enrolment, they can choose to opt-out of the scheme. As an employer, you will contribute toward employees’ pension plans. Employees may also have to contribute depending on whether your payments alone meet minimum levels specified by the Pensions Regulator.

Please note, employees that are not eligible can also volunteer to enrol in the scheme, and may be entitled to employer contributions.